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	<title>Comments on: Going for a loan modification &#8211; need to know what happens if you send off a  hardship letter</title>
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	<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/</link>
	<description>Mortgage refinancing information and help</description>
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		<title>By: Brian</title>
		<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/comment-page-1/#comment-67</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Mon, 24 Aug 2009 13:46:13 +0000</pubDate>
		<guid isPermaLink="false">http://needmortgagerefinance.com/?p=142#comment-67</guid>
		<description>Hi Richard, I am not a representative of the bank, so all I can suggest is that you get in touch with them again and persevere, alternatively you may need to get in touch with an approved counselor and ask them to see if they can help you progress things. Try this link http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm </description>
		<content:encoded><![CDATA[<p>Hi Richard, I am not a representative of the bank, so all I can suggest is that you get in touch with them again and persevere, alternatively you may need to get in touch with an approved counselor and ask them to see if they can help you progress things. Try this link <a href="http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm" rel="nofollow">http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm</a></p>
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		<title>By: Richard R.Galvan</title>
		<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/comment-page-1/#comment-59</link>
		<dc:creator>Richard R.Galvan</dc:creator>
		<pubDate>Fri, 14 Aug 2009 23:48:57 +0000</pubDate>
		<guid isPermaLink="false">http://needmortgagerefinance.com/?p=142#comment-59</guid>
		<description>I&#039;m a US Bank customer loan # 6850010488,and i sent a hardship letter to us bank back in March 2009 and the bank said I meet all requirements for a Modification (H.A.M. ) and I got 2 letters that your bank would get with me to redo my Mortgage but no HELP Why are you not working with me ??</description>
		<content:encoded><![CDATA[<p>I&#8217;m a US Bank customer loan # 6850010488,and i sent a hardship letter to us bank back in March 2009 and the bank said I meet all requirements for a Modification (H.A.M. ) and I got 2 letters that your bank would get with me to redo my Mortgage but no HELP Why are you not working with me ??</p>
]]></content:encoded>
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		<title>By: susan thomas</title>
		<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/comment-page-1/#comment-43</link>
		<dc:creator>susan thomas</dc:creator>
		<pubDate>Tue, 28 Jul 2009 09:22:02 +0000</pubDate>
		<guid isPermaLink="false">http://needmortgagerefinance.com/?p=142#comment-43</guid>
		<description>Hello Webmaster 

	I am Susan Thomas. I am a webmaster of some financial websites and blogs. All of my sites are solely finance related and have a good web presence and traffic. I have come across your blog: http://needmortgagerefinance.com and for sure I would like to appreciate you for the rich content in your site as well as for the nice look of it.

I am emailing to you to ask whether you will be interested to swap links with my site. I will also offer you the same quality content page that receives maximum traffic. It will help you enhance your site’s ranking too.

If this proposal is liked by you and if you are interested in the link exchange, please contact me at susanthomas2006@gmail.com.

Thank you very much in advance to take your time to read this mail.

Waiting for your positive reply,

Regards,

Susan</description>
		<content:encoded><![CDATA[<p>Hello Webmaster </p>
<p>	I am Susan Thomas. I am a webmaster of some financial websites and blogs. All of my sites are solely finance related and have a good web presence and traffic. I have come across your blog: <a href="http://needmortgagerefinance.com" rel="nofollow">http://needmortgagerefinance.com</a> and for sure I would like to appreciate you for the rich content in your site as well as for the nice look of it.</p>
<p>I am emailing to you to ask whether you will be interested to swap links with my site. I will also offer you the same quality content page that receives maximum traffic. It will help you enhance your site’s ranking too.</p>
<p>If this proposal is liked by you and if you are interested in the link exchange, please contact me at <a href="mailto:susanthomas2006@gmail.com">susanthomas2006@gmail.com</a>.</p>
<p>Thank you very much in advance to take your time to read this mail.</p>
<p>Waiting for your positive reply,</p>
<p>Regards,</p>
<p>Susan</p>
]]></content:encoded>
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	<item>
		<title>By: pligg.com</title>
		<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/comment-page-1/#comment-41</link>
		<dc:creator>pligg.com</dc:creator>
		<pubDate>Thu, 23 Jul 2009 13:56:31 +0000</pubDate>
		<guid isPermaLink="false">http://needmortgagerefinance.com/?p=142#comment-41</guid>
		<description>&lt;strong&gt;Need Mortgage Refinance » Going for a loan modification – need to know what happens if you send off a  hardship letter...&lt;/strong&gt;

The procedure for applying for a loan modification when sending off a hardship letter.There are a number of stages you need to go through when applying for a loan modification, it is worth knowing what these stages are and the procedures that surroun...</description>
		<content:encoded><![CDATA[<p><strong>Need Mortgage Refinance » Going for a loan modification – need to know what happens if you send off a  hardship letter&#8230;</strong></p>
<p>The procedure for applying for a loan modification when sending off a hardship letter.</p>
<p>There are a number of stages you need to go through when applying for a loan modification, it is worth knowing what these stages are and the procedures that surroun&#8230;</p>
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		<title>By: School Loan Consolidations</title>
		<link>http://needmortgagerefinance.com/going-for-a-loan-modification-need-to-know-what-happens-if-you-send-off-a-hardship-letter/comment-page-1/#comment-37</link>
		<dc:creator>School Loan Consolidations</dc:creator>
		<pubDate>Sun, 19 Jul 2009 19:16:27 +0000</pubDate>
		<guid isPermaLink="false">http://needmortgagerefinance.com/?p=142#comment-37</guid>
		<description>Good article.  I recently did this with BofA and while it took a while and a lot of phone calls to get them to do it, I lowered my payment by about $500 a month and got a 3% fixed rate for 5 years and then a 5.5% fixed for 30 in 2014.  I think it&#039;s a pretty kick ass deal, you just have to be persistent with these lenders.
.-= School Loan Consolidations&#180;s last blog ..&lt;a href=&quot;http://www.schoolloaninfo.com/48.html&quot; rel=&quot;nofollow&quot;&gt;&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Good article.  I recently did this with BofA and while it took a while and a lot of phone calls to get them to do it, I lowered my payment by about $500 a month and got a 3% fixed rate for 5 years and then a 5.5% fixed for 30 in 2014.  I think it&#8217;s a pretty kick ass deal, you just have to be persistent with these lenders.<br />
<span class="cluv"> School Loan Consolidations&#180;s last blog ..<a href="http://www.schoolloaninfo.com/48.html" rel="nofollow"></a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://needmortgagerefinance.com/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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