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	<title>Need Mortgage Refinance</title>
	<link>http://needmortgagerefinance.com</link>
	<description>Mortgage refinancing information and help</description>
	<lastBuildDate>Mon, 08 Mar 2010 20:00:28 +0000</lastBuildDate>
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	<language>en</language>
	
	<item>
		<title>What are the Best Refinance Mortgage Rates</title>
		<description><![CDATA[
Finding the best refinance mortgage rates depends on a few factors one of them being where you actually live. Another, significant, factor is the type of mortgage you are looking for and whether you want to opt for an interest only mortgage (not recommended). That said, there are essentially 2 main groups that mortgages fit [...]]]></description>
		<link>http://needmortgagerefinance.com/what-are-the-best-refinance-mortgage-rates/</link>
			</item>
	<item>
		<title>Home Affordable Modification Program is Working</title>
		<description><![CDATA[The Home Affordable Modification Program (HAMP) appears to be working, the latest press releases are again showing that more home owners have been offered and accepted permanent modifications to the tune of around 116,000. This does not include a further 76,000 that have received offers and just need to sign on the dotted line.
The press [...]]]></description>
		<link>http://needmortgagerefinance.com/home-affordable-modification-program-is-working/</link>
			</item>
	<item>
		<title>First Time Real Estate Buyers Beware – Tax Credits That Are Really Loans</title>
		<description><![CDATA[Author: Richard Chapo
The real estate market in much of the United States looks like a boxer after going 10 rounds with Mike Tyson in his prime – bloodied, bruised and in pain. Tax credits have been instituted to try to stop the pain, but buyers should know about a big caveat with these.
The federal government [...]]]></description>
		<link>http://needmortgagerefinance.com/first-time-real-estate-buyers-beware-%e2%80%93-tax-credits-that-are-really-loans/</link>
			</item>
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		<title>A Few Suggestions on How to Find a Reliable Mortgage Refinance Lender</title>
		<description><![CDATA[A Few Suggestions on How to Find a Reliable Mortgage Refinance Lender
By Tommy Hilligan
In these troubled times, most people are facing economic uncertainty. They are worried about having the ability to pay their bills. Some of them are looking for a way to simply just lower their monthly payments that are going out. If you [...]]]></description>
		<link>http://needmortgagerefinance.com/a-few-suggestions-on-how-to-find-a-reliable-mortgage-refinance-lender/</link>
			</item>
	<item>
		<title>Private mortgage insurance basics &#8211; What you should know</title>
		<description><![CDATA[Author: Wills Smith discusses buying a house without a deposit
Private mortgage insurance is the insurance coverage that home buyers have to obtain if they are unable to make at least 20% of the home purchase price as down payment. In other words, this policy allows you to purchase a house by obtaining a loan that [...]]]></description>
		<link>http://needmortgagerefinance.com/private-mortgage-insurance-basics-what-you-should-know/</link>
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	<item>
		<title>Should I Refinance Calculator</title>
		<description><![CDATA[Sorting out whether you should actually refinance your mortgage and if you are going to be better off or worse off as a result can be a little tricky. The &#8216;Should I Refinance Calculator&#8217; takes the pain out of the process and gives you a direct comparison of all the important factors.
Once you know the [...]]]></description>
		<link>http://needmortgagerefinance.com/should-i-refinance-calculator/</link>
			</item>
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		<title>2010 Home Buying Tax Credit Guide</title>
		<description><![CDATA[Whether you believe it or not the government have been really stepping up to the plate to help existing homeowners and prospective home owners make their homes affordable. Below you will find a 2010 guide for home buying tax credits. This is one of many ways to get a really good deal on a home [...]]]></description>
		<link>http://needmortgagerefinance.com/2010-home-buying-tax-credit-guide/</link>
			</item>
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		<title>Is the Obama Refinance Package Working?</title>
		<description><![CDATA[The latest press release on the Obama mortgage package has revealed the actual number of transitions  under way and the actual number converted so far. This information relates to the HAMP (Home Affordable Modifications Program) and not the HARP (Home Affordable Refinance Program).
The goal for the HAMP program is to offer assistance to between 3 [...]]]></description>
		<link>http://needmortgagerefinance.com/is-the-obama-refinance-package-working/</link>
			</item>
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		<title>4 Essential steps to get a suitable mortgage loan</title>
		<description><![CDATA[How to get a suitable mortgage loan 
You can follow these 4 steps to getsuitable mortgage loans.

Check your credit score: At first, you should check your credit score as your mortgage interest rate will depend on it. If you have a good credit score, then it&#8217;ll be easier for you to findmortgage loans with suitable [...]]]></description>
		<link>http://needmortgagerefinance.com/4-essential-steps-to-get-a-suitable-mortgage-loan/</link>
			</item>
	<item>
		<title>Avoiding Foreclosure Means You Taking Drastic Measures</title>
		<description><![CDATA[There are things you can do yourself to avoid foreclosure but it is likely to take some determination and drastic measures on your part. To save your home you must set your mind to finding all possible ways to salvage your financial situation and come up with your mortgage payments.
There are some possibilities in negotiation [...]]]></description>
		<link>http://needmortgagerefinance.com/avoiding-foreclosure-means-you-taking-drastic-measures/</link>
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