Need Mortgage Refinance

First thing you need to know is that assistance from a genuine HUD-approved housing counselor under the ‘Making Home Affordable’ program is absolutely free, you do not have to pay for advice or information under this program. So if you are being asked to pay a fee for housing counseling you should politely decline and end the conversation.

Never sign over or transfer the deed of your house to anyone off the back of a claim they can save your house for you if you do, the only possible exception to this is if you are dealing with your mortgage company to resolve your debt problem.

You should also never give your mortgage payments to anyone without the approval of  your mortgage company.

If you suspect that you are being approached by an individual or organisation that you think are trying a scam,  you have every right to report this to a government representative for the ‘Make Home Affordable’ program. Which is also the correct place to go for your free advice and information.